Payment Options

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We try to make it as easy and convenient as possible for you to receive the treatment you need, and offer many payment options.

Cash, Checks and Credit Cards

Payment OptionsIn addition to cash and checks, we accept Visa®, MasterCard®, Discover® and American Express®.

Health Savings Account Funds

You may also use your Health Savings Account funds for our dental services.

Healthcare Financing

We participate with several healthcare financing companies that provide zero-interest and fixed-interest financing options for your dental services. Our finance coordinator will gladly help you determine which plan and terms will work best for you.


Payment OptionsWith CareCredit you can

  • Start treatment immediately and pay over time.
  • Pay for other medical expenses for you and your family, without having to reapply.
  • Pay for deductibles and treatment not covered by insurance.
  • Pay no annual fees.

You can fill out an application online at You will receive a decision immediately.

Citi® Health Card

Payment OptionsThe Citi Health Card offers treatment financing with manageable, flexible monthly payments.

Benefits include:

  • No prepayment penalties
  • No down payment required
  • No need to reapply for additional treatment or purchases
  • Account can be used by all family members

Visit this page for more information.

Wells Fargo Health Advantage® card

Wells-Fargo-Health-Advantage-LogoWith the Wells Fargo Health Advantage card, you have a revolving line of credit that you can use over and over again for dental and other health care expenses.

The Wells Fargo card has numerous advantages, such as:

  • A competitive annual percentage rate (APR)
  • A quick application process, whether in-office or online
  • Easy-to-understand monthly statements
  • Online account management and bill payment options


Please bring your insurance information with you when you come to see us. We will check your benefits when you come in, and will tell you how you can use your insurance for your treatment.

We will also file claims on your behalf to help you receive the highest possible reimbursement for covered procedures. For anything not covered by your insurance, we will help you work out the balance of payment from our many payment options.

We gladly accept and file claims for dental insurance plans and coverage from the following companies:

  • Cigna PPO
  • Aetna PPO
  • Dominion Dental
  • Delta Dental
  • Metlife DPPO
  • United Concordia PPO
  • B/C B/S PPO
  • Guardian PPO
  • OneNetPPO
  • United Healthcare
  • Denex PPO
  • Dentaquest PPO
  • Assurant
  • Alliance PPO

If you don’t see your dental insurance listed, you can always call us at 410‑324‑6271 to find out if we accept your coverage.

In-Office Dental Discount Plan

We also offer an in-office dental plan for patients who do not have insurance. For a low annual fee, you can receive significant discounts on most of our services. See our finance coordinator for further information.

To make an appointment, call (410) 324-6271 (Calvert), (410) 324-6370 (Annapolis) or click here to request an appointment online.